0% Interest Free Credit (subject to status)

0% Finance (subject to status)

Sunset Cycles are pleased to offer you the ability to spread your bike payments with a 0% finance plan. We offer a total of 5 plans for you to choose from, depending upon the total amount you wish to borrow:

  • 10 Months 0% available on bikes over £280*
  • 12 Months 0% available on bikes over £294*
  • 18 Months 0% available on bikes over £440*
  • 24 Months 0% available on bikes over £587*

*0% on sale bikes may vary - see product page for details.

How much does this cost?

All our finance plans are interest free, therefore you will never pay more than the total amount of your purchases. We're also flexible with the amount of deposit you pay, provided your deposit is at least 10% of the total value of your purchases. Use the quote pad (below) to calculate what your payments might be:

[Min £28.00 / Max £30.00]

6 Monthly Payments of


Total Payable


Instant decision - no paperwork involved!

Our finance process is now instant, which means there are no more forms for you to sign, and you will know instantly whether or not you have been approved for credit. Your order will now take no longer to arrive than if you paid by credit card.

Interest Free Credit powered by V12

Applying for finance has never been easier. We are now using the amazing new V12 fully online application system that has all the following benefits:

  • Online instant decision
  • Totally paperless - no printing or waiting for paperwork to sign
  • Goods dispatched straight away*
  • Repayments don't start until 1 month after you receive your goods

*Available on bikes that are in stock

How do I apply for 0% finance?

Browse this website and add products to your basket in the normal way, using the Add To Basket button.

When you are happy with the products you have selected, click on the 0% Finance Application button, which appears at the bottom of the basket summary screen.

At this point you will be given clear instructions that will allow you to complete your finance application. Assuming your application is accepted you'll be able to place your deposit and confirm your order right there. There are no forms to sign! If your finance application is accepted and you pay the deposit, your order will come through to Sunset Cycles and we'll send you the goods.

We can also process your 0% finance application in-store or over the telephone. Just give us a call on 02920 390883 (for in-store applications please bring 2 forms of ID).

How do repayments work?

Monthly repayments will be taken by direct debit. Your finance agreement starts when you receive your goods. You don't start repaying your loan until a month after you have received your order.

Cooling-off period

You have 14 days from the receipt of your order to change your mind about the purchase. If you wish to keep the goods but cancel the finance, all you have to do is contact Sunset Cycles and pay for the order via an alternative means (i.e. a credit card). Sunset Cycles will then cancel your credit agreement and V12 will return your deposit. If you don't wish to keep the goods, then you must return your order to Sunset Cycles in the same condition that you received it, at which point Sunset Cycles will cancel the agreement and V12 will return your deposit.

Who provides the finance?

Sunset Sports Limited are licensed credit brokers "Licence Number 0532249". Credit is subject to status and available to permanent UK residents only. Finance will be provided by V12 Retail Finance Limited. Registered in England Number 04585692. Registered Office: V12 Retail Finance Limited, 20, Neptune Court, Vanguard Way, Cardiff, South Glamorgan, CF24 5PJ. The retailer is Sunset Sports Limited T/A Sunset Cycles. Written terms available on request.

Credit provided subject to age and status. 0% APR representative.


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